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New to Medicare
I can remember when my mom was new to Medicare she experienced information overload and struggled to sort through all of the information. She was determined to figure it out on her own and she was within reach of making a decision.
Next thing that happens is the post office told her that they needed to hire someone new just to handle all of her Medicare fliers.
As she began reading each Medicare mailer she went from being confident to utterly confused. Does she get a medicare supplement plan A, B, C, D, F, G, K, L, M, or N or does she pick a Medicare Advantage plan because that is the the path that seems to provide the least resistance (at least when it comes to signing up).
Making the right choice on your own without expert help from a Medicare Insurance Agent is like throwing a dart at a wall of plans and hoping for the best.
With proper planning and help we can help you avoid possible penalties and enable you to get the most out of your Medicare benefits
Here is a Checklist and the steps you
should to take to get the ball rolling
It is important that you have everything you will need all in order. This way you are as prepared as you can possibly be when it is time to sign up for Medicare. Following is a checklist of things to help you come more prepared as you start to explore your options.
- Confirm you are eligible for a Medicare Supplement / Medigap plan or a Medicare Advantage Plan
- If you are leaning towards a Medicare Advantage plan do you qualify for a Special Needs Plan that may serve me better.
- Put together a list of medications you are on and the dosage of each
- For Medicare Advantage plans, list your must have Doctors and their office address
- List of your must have Hospitals, Medical clinics, Cancer Center Facilities and so on.
- Receive and verify all information on your Medicare ID card is correct.
- Confirm Effective Date is showing for Medicare Part A
- Confirm Effective Date is showing for Medicare Part B
- Is your Full Name correct on your card.
- Learn about all of your coverage options: Medicare Supplement, Drug Coverage (either standalone coverage or included within your Medicare Advantage plan) or Medicare Advantage Plans Part C
- Research Medicare Part D coverage and make sure the plan you pick covers your prescription drug cost.
- Get one of us on your side so we can provide you with all the needed help. Our help is free and we are always available to answer your questions.
- Depending on the plan you picked, you may need to review your plan on an annual basis to ensure there have been no major changes. This mainly applies toward your Medicare Advantage plans and Part D coverages. Your Medicare Supplement / Medigap plan remains the same each year.
Leaving an Employer Sponsored
plan and changing to Medicare
Going from an employer based health plan where your human resources department spent weeks figuring out which plan would be the most cost effective and provide the needed health insurance coverage for their employees has now become your job. What you might not of known is that HR Department has someone like us who helped them weed through everything and provided the needed support to make the right decision.
When you are transitioning from an employer plan to Medicare as your primary health insurance you do not have to go at this alone. We are here for you to ensure you can make the right Medicare decision that will be best suited for you.
We pride ourselves on being a place that is focused on educating our clients. By the time we help you obtain your Medicare insurance, you know you have made the correct decision and not one that you may regret in the future. That great news, is that you can find most of the information you need about Medicare planning right here on this website.
We have created a page that gives you a step by step plan on how to enroll into medicare. We encourage you to visit our Start Here page. It is pretty simple you will need to make sure you first sign up for Medicare Part A and Part B. This is done either online, phone, or at your local Social Security office.
Once you have received your new Medicare ID card showing your Part A and Part B effective date, this is where we step in on your behalf to ensure you are picking a plan option that will cover most if not all of your prescriptions drugs, your Doctors and even your Hospital of choice.
Also, if you are already taking Social Security, the government will automatically enroll in both Part A & B of Original Medicare. Otherwise, you must enroll yourself. Learning all of the Medicare Parts can be very confusing but we are here to help you every step of the way.
Here is an overview of the steps you will take to get the ball rolling:
Skip the Research
and ask for Help
There is no reason to drive yourself crazy with all of this research. One of our Medicare Insurance Agents can walk you through this process step by step. Our services come at no cost to you, so you have nothing to lose.
Call (562) 735-3553