Anthem Medicare Supplement Plans

Anthem Medicare Supplement Plans

Anthem Medicare Supplement Plans If you’re eligible for Medicare, you’re probably shopping around for the best plan with the lowest monthly premiums to suit your needs. Anthem Blue Cross Blue Shield offers several Medicare Supplement Plans that may be a good fit for you. These plans can help pay some of the costs not covered […]

Medigap Policy

Medicare Insurance Expert

The Many Benefits Of A Medigap Policy For Seniors If you’re an older adult, a Medicare supplement policy also referred to as a Medigap policy could provide you with a range of important benefits. A Medigap policy can help you pay for costs that Medicare doesn’t cover, such as copays and deductibles. In addition, a […]

What’s the difference Between Medicare and Medicaid?

difference Between Medicare and Medicaid

What’s the difference Between Medicare and Medicaid? Original Medicare and Medicaid coverage are both government-sponsored healthcare programs, but there are some important differences between them. Medicare is for people who are 65 or older, certain younger people with a qualifying disability, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or transplant), while […]

Do You Automatically Get Medicare With Disability Benefits?

Do You Automatically Get Medicare With Disability Benefits? If you are receiving Social Security disability benefits, you will automatically be enrolled in Medicare Part A and Part B after two years. Your Medicare insurance coverage will begin 24 months from the date you qualified for disability benefits. In some cases, this may be earlier than […]

Medicare Basics

Medicare basics

Millions of older adults rely on Medicare for their health care needs. However, individuals are not aware that Medicare does not cover a number of common health insurance services.  This can be frustrating for those who are not familiar with the program. Here we will outline some of the most common health insurance services that […]

Are Medicare Advantage Plans Right For You

HMO Plans

What Is Medicare Advantage And What Are The Benefits Of Enrolling In One Plan Over Another Medicare Advantage is a type of health insurance plan that is offered through Medicare. It is sometimes also called “Part C” of Medicare.  Enrollment in a Part C plan means you will receive your health care coverage through the […]

Medicare Supplement Plans

Medicare Supplement Plans

Medicare Supplement Plans If you are looking for the best Medicare supplement plans aka: Medigap Plans, you have come to the right place.  More Medicare beneficiaries have selected Medicare supplement plans over a Medicare advantage plan.  While a Medicare advantage plan can look attractive, many beneficiaries prefer the freedom and flexibility of Medicare supplement plans. […]

Medicare Supplement Agents

Medicare Supplement Agents

Medicare Supplement Agents If a beneficiary is looking for Medicare supplement agents, they have typically done their homework.  They have a bit more understanding of how Medicare works and know all the reasons why they do not want a Medicare advantage plan. It is also possible one of their friends or family members has a […]

Medicare Advantage Agents

Medicare Advantage Agents

Medicare Advantage Agents When looking for a Medicare plan, it is important to use a Medicare advantage agents who specialize in Medicare.  As a consumer finding an insurance agent who specializes in medicare advantage plans can feel like an impossible task. Many insurance agents do not offer or sell Medicare as part of their agency, […]

Picking A Medicare Plan

Things to consider about a Medicare plan

How To Pick A Medicare Plan Selecting a medicare plan may sound simple, but it is not as simple as you may think.  Your Medicare coverage can change from year to year depending on which plan you selected when you were first eligible for Medicare.   If you are like 42% of Americans signed up for […]

Medicare Supplement Cancelled

Medicare Supplement Cancelled

Medicare Supplement Cancelled We recently received a phone call from someone in Maryland, and they stated their dad who lives in California that their Medicare supplement Policy was cancelled.  I asked what happened and she stated their mom stopped paying on the policy after being covered for nearly 30 years, so she could use the […]

Medicare Insurance Brokers

Medicare Insurance Brokers Near Me

Medicare Insurance Brokers Medicare Insurance Brokers is an independent insurance agency that is able to obtain insurance coverage for their Medicare beneficiaries from any Medicare insurance company.  Medicare insurance brokers are not controlled by a Medicare insurance company.  This allows them the freedom to tell their clients which company and plan is the best medicare […]

Best Dental, Hearing, And Vision Plan

Best Dental, Hearing, And Vision Plan

Best Dental, Hearing, And Vision Plan As a certified Medicare Insurance Agent, we are asked on a regular basis, what dental, hearing, and vision plan is best. Until recently, we recommended for most individuals to simply self insure meaning – pay cash.   This is due to one simple fact, most people have good teeth and […]

CHAMPVA FAQ

Champva FAQ

CHAMPVA FAQ Integrity Now Insurance Brokers specializes in everything Medicare.  The owner is also an Air Force veteran who is 100% P&T. He has a family that includes his wife and 4 kids.   Because of this he is always looking for ways to help his fellow veterans, find answers to many of the common and […]

Don’t Obtain A Medicare Plan Without A Medicare Agent

Use a Medicare Agent when pick a plan

Don’t Pick A Medicare Plan Without A Medicare Agent A Medicare Agent, is required to take an annual national certification along with becoming certified to sell each plan offered by the insurance companies. This process will typically take the average Medicare Insurance Agent around 4 weeks to complete each and every year.  These Medicare certifications are important […]

Medicare to Cover at Home Covid-19 Test

Medicare to cover at home covid-19 test kits

Medicare to Cover at Home Covid-19 Test The Biden administration, announced on February 3, 2022 for Medicare beneficiaries to be able to obtain free over-the-counter test in the very near future.   According to the Center or Medicare & Medicaid Services said they believe they should be able to cover at home covid-19 test as soon […]

How to pay your Medicare premium payment online

Pay your Medicare Premium Payment Online

How To Pay Your Medicare Premium Payment Online Paying your Medicare premium payment doesn’t have to cost you a stamp or a trip to the store to buy envelopes.  Today you can now pay your Medicare Part B premium online with a simple click of your mouse. We understand not everyone likes to give our […]

Medicare Part B Premium For 2022 May Be Reduced

Medicare Part B Premium For 2022 May Be Reduced

Medicare Part B Premium For 2022 May Be Reduced After one of the largest Part B insurance premium increase ever, Medicare is now considering reducing the premiums down.  This is in large part the result of Biogen announcing it would slash the price of its expensive, and controversial, new Alzheimer’s treatment, Aduhelm. While a 5.9% […]

Enrolling Into Medicare Part A and Part B – Common Medicare Enrollment Mistake

Common Medicare Enrollment Mistake

Enrolling Into Medicare Part A and Part B – Common Medicare Enrollment Mistake Learn what common Medicare enrollment mistake you can prevent from happening before you sign up for Medicare. We love to share learning experiences that our clients face on a day to day basis, in hopes you will not make the same mistake.  […]

How Do Medicare Insurance Agents Get Paid

How Do Medicare Insurance Agents Paid

How Do Medicare Insurance Agents Get Paid When it comes to obtaining a insurance policy, many people wonder how do Medicare insurance agents get paid. As a Medicare Insurance Broker we represent all of the major and smaller Medicare Insurance Companies.  In working with all of the Medicare Insurance Companies, we are able to find […]

Medicare Advantage Plans cost to taxpayers skyrocketed in recent years

Follow the money related to Medicare Cost

Medicare Advantage Plans cost to taxpayers skyrocketed in recent years! The US government was hoping to save taxpayers money by approving a plan known as Medicare Advantage plans.   By moving Medicare Beneficiaries over to these plans and away from Original Medicare, the government was hoping to see their cost reduced.   However, the complete opposite has […]

CHAMPVA Supplemental Insurance

CHAMPVA Supplemental Insurance

CHAMPVA Supplemental Insurance I recently became 100% Permanently and Total (“P&T”) disabled veteran in August 2021.  Like many US Veterans, once this happens there are a lot of things that will need to be taken care of.  I have a family of 6 that includes my wife, 3 kids under the age of 18 and […]

Medicare Part B Premiums 2022 Explode

Medicare Part B Premium 2022 Explodes

Medicare Part B Premiums 2022 Explode Medicare Part B Premium 2022 The Center for Medicare and Medicaid Services finally announce the Medicare Part B premium 2022.  While we all loved our 5.9% cost-of-living adjustment (COLA) increase that was announced, no one appreciates it when the government take a chunk of our increase away to pay […]

Medicare Insurance Agent

Medicare Insurance Agent

Medicare Insurance Agent Using an independent Medicare insurance agent in your area can offer you information on all your Medicare alternatives. Partnering with an agent who is a Medicare expert will not only save you time but can also saving you money.  An agent will be familiar with the different insurance companies and how each […]

What is the Difference Between Medicare Advantage Plans vs Medicare Supplements?

Medicare Insurance Long Beach California

What is the Difference Between Medicare Advantage vs Medicare Supplements? When you are new to Medicare, it is important to understand the difference between a Medicare Advantage Plan and a Medicare Supplement plan also known as a Medigap plan.  Picking your Medicare insurance coverage is a critical choice that affects both your health and wellbeing. You […]

Can Medicare be Secondary to my Employers Insurance

Can Medicare be Secondary - US Veteran

Can Medicare be Secondary to my Employers Insurance This is a common question medicare beneficiaries have when covered by an employer plan and Medicare. If you are still working and your are current covered by an employers plan we get asked: Can Medicare be Secondary to my Employers Insurance or will it be primary.   This […]

2021 US Stock Market Crash

Stock Market Crash in 2021

(562) 735-3553 x1 Call one of our Team Members Today! Will the US Stock Market Crash in 2021? Like yourself I also invest in the stock market and I am also very concerned with this very question of will the US Stock market crash in 2021. Depending on your age and which companies you are […]

How to buy an Annuity in 2021

How to buy an Annuity

(562) 735-3553 x1 Call one of our Team Members Today! How to Buy an Annuity in 2021! Buying an annuity is straightforward when you are working with an annuity expert who helps answer all of your questions and sets a clear expectation of the process.  We work with a lot of clients in the Long […]

Best Medicare Insurance Plan for 2021

Best Medicare Plan 2021

Compare Medicare Quotes What are the Best Medicare insurance Plan for 2021 If you are like me you want to know what is the best Medicare insurance plan for 2021 that will meet all of my Medicare needs.  According to CMS which is in charge of Medcare, they state there is no “best plan” as […]

What’s new for Medicare in 2021?

What's New for Medicare in 2021

Are you looking to find out what is new in 2021 for your Medicare Benefits. We cover your 2021 Premium and Deductible cost along with your Medicare value added benefits.

Annual Enrollment Period Medicare Advantage Plans & Part D

Part D - Annual Enrollement

Compare Medicare Quotes Annual Enrollment Period for Medicare Advantage Plans & Part D Prescription Drug Coverage It’s that time of year again in which millions of Americans have received their Medicare Notice of change from their Medicare Advantage Plan and their Part D prescription drug plan.  As Medicare Insurance Agents our phones ring almost constantly […]

Facts I need to know about Medicare Part A & Medicare Part B

Medicare Part A & Part B

Compare Medicare Quotes Everything You Need to Know about Medicare Part A and Part B If you are turning 65, or you are about to lose your insurance through your employers health plan, it is crucial to understand Part A and Part B of Medicare. You could also be turning 65 and will continue to […]

California Medicare Supplement Plan: Birthday Rule Changes

CA Birthday Rule Medicare Supplement Plans

Compare Medicare Quotes Medigap Policies: California Birthday Rule Change Want to change to a different Medigap Insurance Carrier as your pricing is starting to feel out of control? In the state of California they have a special rule called the Birthday Rule which allows you an opportunity to buy certain Medigap plans without a health […]

Medicare Supplement Plans Rank Best by 9 out of 10 Seniors

Medicare Supplement Plan Long Beach California

Compare Medicare Quotes Hitting a home run is difficult enough but I would call this a Grand Slam that most Medicare Supplement enrollees love their plan.   People can be hard to please and most always have an opinion especially when it comes their health insurance.  Based on this knowledge this next figure can be very […]

Medicare Plan F – Rumor and Facts

Doctor Office

Compare Medicare Quotes Plan F is NOT going away An elephant in the wild can be pretty intimidating if you are looking eye to eye with it.  Many of our medicare clients are worried that their Plan F is going away and will no longer be available anymore.  This concern quickly turns into fear or […]