Integrity Now Insurance Brokers is a specialized Medicare insurance agency Los Angeles, California. We understand that Medicare insurance can be difficult to understand which is why we are here to help you navigate through the process.
When it comes to Los Angeles, California you have more options available to you related to Medicare than the average person, which can only complicate matters even further.
The great news is we have software that enables us to quickly review all available Medicare plans, so we can remove plans that may not be best suited for you.
Integrity Now Insurance Brokers has been helping Medicare Beneficiaries for over 20 years and has grown to become one of the premier Medicare Insurance Agencies in Los Angeles, California.
We love helping people with all their Medicare Insurance needs and we want to help you.
Our Medicare Insurance Agents are fully licensed, and Medicare certified. This certification provides you with the confidence that your Medicare Insurance Agent is fully capable to help you navigate your healthcare needs.
Working with a competent Medicare insurance agent becomes more important in Los Angeles, California, giving the huge number of Medicare plan options. Many places may only have one or two options available to them, so the task is much easier to manage.
We are thankful you found us and hope you are finding our site very educational.
We are also very eager to help you navigate and obtain your Medicare insurance coverage. As an independent Medicare insurance agent in Los Angeles, California, we have access to every Medicare insurance company that operates throughout California.
As your independent insurance agent, we will provide you with unbiased recommendations, as we do not work for a single Medicare insurance company but for you as our client.
If you are considering between a Medicare Advantage plan and a Medicare Supplement plan the good news, is you have lots of options living in Los Angeles, California.
For 2022 plan year, there are 70 different Medicare Advantage plans to choose from. This is up from 2021 where there were 59 plan options. If you qualify for Medicare special needs plans, there is a total of 113 plan options available for plan year 2022.
Most Medicare Advantage plans in Los Angeles, California are HMO plans. This is something to consider when joining a Medicare Advantage plan as you are required to be part of a medical network. Part D prescription drug coverage is usually bundled with your Medicare Advantage plan.
When you evaluate your Medicare cost, please ensure you not only review your copays, co-insurance, deductibles, and max out of pocket cost related to your doctors, hospitals, and medical facilities, but also your prescription drugs cost as well.
While your Part D coverage may be included within your Medicare Advantage plan, it does have its own separate costs that are not associated with your Medicare Advantage plan.
Remaining on Original Medicare and obtaining a Medicare supplement plan is also another option to consider.
When evaluating a Medigap plan here are some things to consider:
As Medicare supplement plans are standardized by the government, Los Angeles, California Medicare Beneficiaries love these plans.
Medicare supplement plans do not change from year-to-year like a Medicare Advantage plan. This means you can ignore all of the Medicare commercials that take over your television at the end of each year.
If you are new to Medicare, it is important that you have Part D coverage. This is because, if you forget to sign up for Part D, you could face a lifetime of penalties that drive up your prescription drug insurance premium cost.
While your Medicare Advantage plan may include your Part D plan, if you sign up for Original Medicare with a supplement, you will need to make sure you also sign up for a Part D plan.
Los Angeles, California has several Part D plans to choose from. No matter if you are on no prescribed medications or an entire closet full of medications, there is a Part D plan that will help reduce your cost.
As your Los Angeles, California Medicare insurance agent, we are here to help you at every turn.
We like to consider ourselves your easy button when it comes to selecting the best Medicare insurance plan to meet your individual healthcare needs.
Many Medicare Beneficiaries have put their trust in our services, and we hope we can earn your trust as well.
Give us a call today or fill out our form to request a Medicare quote. We look forward to your call.