Integrity Now Insurance Brokers is a local Medicare Insurance Agent Anaheim California. When people think of Anaheim California, most people think of Disneyland.
While we love to visit Disneyland as much as anyone else, we know there are 350,000 people who live in Anaheim California that will need a licensed Medicare insurance agent.
We recommend checking out our New to Medicare page to learn more about your Medicare needs.
If you have not already visited the Social Security website, we recommend you also check out their Medicare pages as well. This is where you will sign up for your Part A & Part B coverage under original Medicare.
You went to Social Security and signed up for Medicare Part A and Part B that is a great first step. Now that you are enrolled into Original Medicare, you will need to make some decision.
If you are wanting to have the freedom of going to any doctor and/or medical facility who accepts Medicare this is your best Medicare option. When you stay on Original Medicare and purchase a Medicare Supplement plan (such as Plan G), you are able to see any Doctor even if you are visiting another State.
You are not restricted to emergencies only to see doctors that are outside of your medical network. If you are visiting Arizona and you need to see a specialist you do not need pre-authorization or a referral to see that doctor.
Medigap plans allow Medicare beneficiaries to establish a fixed monthly budget for medical expenses. This is accomplished through the monthly premium verses having copays, coinsurance, and max out of pocket cost.
Medicare Advantage plans are typically HMO style plans. They will require you to sign up for a specific network within your Medicare Advantage plan.
Many Medicare beneficiaries who pick these plans, as many of these plans do not have an additional monthly premium. They prefer to trade their doctor and medical facility access with not having an additional monthly premium.
Even though many plans do not come with an additional monthly premium, they can include, copays, coinsurance, deductibles and a max out of pocket cost.
These cost sharing amounts can equal zero dollars up to $7,550 for in-network and $11,300 for in-network and out-of-network services combined.The out of network cost would apply to PPO plans not HMO plans. HMO Plans do not cover out of network services.
Unlike the Medigap plans, your medical cost are not fixed each year with an Advantage plan. These plans are designed as a pay as you use type of plan. Depending on your health, you may find this type of plan to be your best Medicare plan option.
When it comes to Medicare Insurance Companies in Anaheim California, we have access to a wide variety of Medicare companies and plan options.
Below we will breakdown these Medicare Insurance Carriers by plan types. As your Medicare Insurance Agent in Anaheim California, we make it easy for you. A Medicare insurance broker job is to explore all available Medicare insurance companies and plans on your behalf, to ensure you are making the right choice.
As you will see below, there are lots of Medicare Advantage Companies and Medicare Supplement Companies to choose from. This list of Medicare Insurance companies increases and decreases from year to year.
Each year we review each of these companies and the plans they offer, to ensure our clients are properterly taken care of.
There is a lot to consider, when obtaining a Medicare Insurance plan from any of these companies. This is why it is so important to work with an Independent Medicare Insurance Agent, who can help you make the right decision.
We know Medicare can be confusing and there are a lot of moving parts. We continue to improve this site each year, so you are able to find the answers to your questions.
We have found there is a lot of miss-information that exist, as everyone claims to be an expert. Our friends, and family, while well intentioned freely give advise out that may not be your best advice for your specific health needs.
No matter if you are new to Medicare or you are coming up against your annual open enrollment, we are here to help you.
Lastly, please make sure you don’t forget to sign up for Part D, which covers your prescription drug coverage. Some Medicare Advantage Plans will cover you for this however, if you sign up for a Medigap plan you will need a standalone Part D plan.
Feel free to give us a call or complete our online form and one of our Medicare Insurance Agent in Anaheim California will give you a call. We are here to answer all of your Medicare questions.