Medicare Insurance
Agent Bellflower California
If you are looking for a Medicare Insurance Agent Bellflower California, you have come to the right place. We are a local Medicare insurance agency that services clients in and around Bellflower California.
We love helping people figure out what Medicare Insurance option is best for their specific situation. No matter if you are looking for a Medicare Advantage plan or a Medicare Supplement plan we are here to help.
We find that many individuals do not know the difference between these two plans, and often spend time reviewing how each of these plans work.
For many Medicare beneficiaries, until recently their employer figured out everything related to their health insurance. Now they are faced with this big decision and they don’t know where to start.
As your local Medicare Insurance Agent Bellflower California we are here to help point you in the right direction.
What Medicare Plans are
Best in Bellflower California
Medicare guidelines are famous for saying there are no best medicare plans. This is because each individual has specific health needs they are wanting or need taken care of.
As your Medicare Insurance Agent Bellflower California, we have access into all of the local and national Medicare plans. Depending on your what you find as important, we are able to put together your best Medicare plan.
Because Bellflower California is centrally located in Los Angeles, as a resident you have some of the most Medicare plan options available. In addition, we have some of the top hospitals and doctors to help us when we are in need.
It is important to mention, that while we have some of the best medical facilities and doctors, not all doctors and medical offices are covered under a Medicare Advantage plan.
When you are shopping for a Medicare Advantage plan, it is vital that you make sure all of your Doctors and medical facilities are covered by your medical group.
How much Does Medicare Cost in Bellflower California
As your Medicare Insurance Agent Bellflower California, we are here to help you find an affordable Medicare plan. When looking at the cost of Medicare, this can be broken down into different categories.
1. Part B Cost 2022
One of the first cost you will need to pay is related to Part B. For 2022 the standard monthly premium is $170.10.
2. Medicare Advantage Premium
Depending on which plan you select, their may be an additional premium for your Medicare advantage plan. For instance, if you obtain a PPO Medicare Advantage plan you may have an additional premium. However, most HMO Medicare Advantage plans in Bellflower California do not charge an additional monthly premium. Many people like Advantage plans as many do not charge a monthly premium, but rather assess a service fee once you use the plan.
3. Medicare Part D
Prescription Drug coverage CAn be obtained either through your Medicare Advantage plan or through a standalone Part D plan. If it obtain a Medicare Advantage plan you are not allowed to purchase a standalone Part D plan. Monthly premiums for a standalone plan can range from a few dollars a month to over a hundred dollars per month. Many Medicare Advantage plans in Bellflower, CA do not charge an additional monthly premium.
4. Medicare Supplement Plans
Medicare supplement plans in Bellflower California charge a monthly premium based on your age. Many people pick this plan as they want to remain on original Medicare. A MediGap plan fills in the gaps left behind by original Medicare. Medicare supplement Plan G is one of the top Medigap plans selected for 2022.
We are your #1 Medicare Insurance
Agency Bellflower California
Integrity Now Insurance Brokers wants to help you with all of your Medicare Needs. As your local Medicare Insurance Agent Bellflower California, we have the ability to shop every Medicare plan at no cost to you.
By going through one of our Medicare Insurance Agents, there is no cost to you and we typically end up saving your money.
Most of our clients find the process to be simple and straightforward as we remove the confusion from Medicare.
We look forward to hearing from you.
