Medicare Insurance Agent
Santa Ana California
As you enter into retirement it is highly recommended that you work with a local certified Medicare Insurance Agency. Working with an Agency that specializes in Medicare, will ensure they are around for the long haul. Their are many questions you will have if you are new to Medicare or in the distant future, and having a Medicare insurance agent that is part of an agency also brings accountability.
We know our clients love working with one of our Medicare Insurance Agent Santa Ana California as they know the products that are available to them.
When reviewing Medicare insurance companies, it is important to not only consider the national Medicare insurance companies but also the local companies. Many of these local companies, have aggressive plans that can offer additional benefits not include with a national company.
Do you Need Help Enrolling into Medicare
We have licensed Medicare insurance agents located in Santa Ana California, available to assist our 65+ senior community. Call today to speak with a certified Medicare insurance agent and find a plan that is most suitable for your needs. Compare plan benefits, premiums, and formularies. We are here for you to lean on as we assist you in finding the plan for you.
Did you know you have several options to choose from. Once you enroll into both Part A and Part B of Original Medicare, you can either sign up for a Medicare Advantage plan or a Medicare Supplement plan.
Both of these plan options are great choices but they provide different Medicare benefits.
Medicare Advantage Plans Santa Ana California
As you local Medicare Insurance Agent Santa Ana California, we are able to provide you with every Medicare Advantage plan option. Being located in Southern California you have an abundance of choices.
Medicare Advantage plans are typically HMO style plans which means you will be tied to a medical group of doctors and hospitals. You will only have coverage if you stay within the plans network.
Many Medicare Advantage plans do not charge an additional premium for their plans and some will even provide a Part B rebate when you join a particular plan. The trade off for receiving a Part B rebate can be higher copays, higher max out of pocket cost, and reduced benefits as compared to other plans being offered.
When you review your Medicare Advantage plan it is important to understand how each plan differs. It is also important to review the plans Part D formulary and coverage as you are only provide with a single Part D plan.
Medicare advantage companies also offer special needs plans. These plans are tailored for individuals who have specific medical conditions.
Medicare Supplement Plans Santa Ana California
Many of our Medicare beneficiaries prefer staying on Original Medicare and opt to purchase a Medicare Supplement plan aka: Medigap plans.
If you are not wanting to be locked into a Medical group and prefer the ability to see any doctor or medical facility that accepts Medicare throughout the US, this may be your best Medicare plan option.
Medigap plans are standardized by Medicare which means they do not change from year to year. As such if you sign up for a Medigap plan, you are able to ignore the millions of commercials related to Medicare Advantage plans that begin each October.
Medicare Advantage plans change each year which is why they allow Medicare beneficiaries the ability to change plans each year, during the open enrollment period.
If you decide to obtain a Medicare supplement plan, you have the option to pick from a number of Part D prescription drug plans. As Part D plans do change from year to year, it will be important to review your prescription drug coverage during the open enrollment period.
Two of the most popular Medigap plans are Plan G and Plan N. Plan G offers the most comprehensive coverage between the two plans, but includes a slightly higher monthly premium.
We are here to help you select a plan that is best for you. No matter if it is a Medicare Advantage plan or Medigap plan.
Look No Further For Your Medicare Insurance
Agent Santa Ana California
Integrity Now Insurance Brokers wants to be your Medicare insurance agent of choice. We spend the needed time with each of our client so we know how best to serve them.
We are here to help you compare Medicare Health Plans that contract with Medicare to provide you with all of the benefits you are entitled to. As mentioned above, most Medicare Advantage Plans include Prescription Drug Coverage.
If you select a Medigap plan, don’t forget to sign up for a Part D plan. We will also help you select and sign up for a prescription drug plan that covers your Medicare cost.
We service all of Southern California not just Santa Ana California. Please fill out our online quote form or give us a call to begin the process.
