Orange County Medicare
Insurance Agent
Integrity Now Insurance Brokers is a Medicare insurance agency that specializes in helping you with your Medicare needs.
We have helped thousands of families in and around Orange County, obtain their needed Medicare insurance coverage.
We understand there are a lot of decision that need to be made related to Medicare, it is our goal to help remove the confusion and simply the process and coverage for you.
As you are most likely new to Medicare, we have created a site that provides you with valuable educational resources.
It will be important for you to sign up for your Part A and Part B Medicare coverage when you are 90 days from turning 65.
I Signed up for Medicare Part
A & Part B - Now What?
Once you have signed up for Medicare Part A and Part B, this is where your Orange County Medicare Insurance Agent is able to step in and help. This is due to the fact that as your Medicare insurance agent, we are not able to sign you up for any additional Medicare products without you first enrolling into Part A and Part B of Medicare.
The next step is to decide which Medicare coverage is your best option. You can either obtain a Medicare Supplement plan aka: Medigap plan or you can obtain a Medicare Advantage plan.
You will also need to make sure you sign up for a Part D prescription drug plan. Depending on which plan you select will depend on which Part D options are available to you.
Orange County Medicare Supplement Plan Options
When you are considering your Medicare options, many Medicare beneficiaries prefer the Medicare Supplement plan options.
Your Orange County Medicare Insurance Agent job will be to talk about the pros and cons of these plans.
One of the major pros of a Medigap plan is they allow you to stay on Original Medicare. This means you have one of the broadest PPO style plans available.
Medicare beneficiaries like yourself will usually opt for the Medicare Supplement Plan G. This is due to the fact that it covers 100% of medical cost less your Medicare Part B annual deductible.
Medigap plans are standardized plans which means they do not change from year to year.
When you sign up for a Medigap plan you will need to also sign up for a standalone Part D plan.
As your Medicare insurance Agent we are here to help you sign up for both of these plans.
Orange County Medicare Advantage Plan Options
When you are considering your Medicare options, another popular option Medicare beneficiaries select is a Medicare Advantage plan.
As your Orange County Medicare Insurance Agent we will the pros and cons of these plans and discuss reasons why these may be your best option.
One of the major pros of a Medicare Advantage plan is they provide a complete package of healthcare options.
Most Medicare Advantage plans are HMO plans, which can be challenging for some as their Doctors and Hospitals may not be covered.
When you sign up for a Medicare Advantage plan you are leaving Original Medicare and lean on a Private insurance company to make medical decisions on your behalf.
Medicare Advantage plans are not standardized which means they can and do change from year to year. What works for you this year may not work for you next year.
Most Advantage plans include a Part D plan. It is important to note that you are only given one Part D plan option and you are not allowed to purchase a standalone Part D plan.
As your Medicare insurance Agent we are here to help you figure out which plan would work best for you.
We want to be your Orange County
Medicare Insurance Agent
No matter which Medicare plan you are considering, Integrity Now Insurance Brokers is here to help. One of our Medicare Insurance Agent’s is here to help you navigate through all of your available options.
If you are looking for a Medicare Insurance Agent in and around Orange County, you have come to the right place.
The great news is you are able to sign up from the comfort of your own home.
We will discuss and sign you up for a Medicare plan right over the phone and answer any questions you may have.
We service the entire State of California, Arizona, Nevada, Washington, Texas, and Ohio.
