What is Skilled Nursing Care: Nursing Home Services, Community, & Facility Options

Skilled Nursing Care

What is Skilled Nursing Care? Learn about Nursing Home Services, Rehabilitation, Community, & Skilled Nursing Facility Options Skilled nursing care is a form of long-term, comprehensive healthcare for individuals experiencing significant functional loss and/or physical limitations. Nursing care can be provided in facilities or at the home location of an individual. Homecare is often delivered […]

Does Medicare Cover Nursing Home Care? – Costs, Coverage, and More

Nursing Home Care

Does Medicare Pay for Nursing Home Care: Medicaid and Medicare Cover Nursing Homes Coverage Medicare and Medicaid are government-sponsored health insurance program that provides coverage for Americans aged 65 and older, as well as some disabled Americans.  While Medicare does not cover the full cost of nursing home care, it can help offset some of […]

Medicare Copayments, Coinsurance, Deductible, and Out-of-Pocket Costs for 2022

Medicare Coinsurance Cost

Medicare Part B Copay for 2022: How Much Will You Owe in Medicare copayments, coinsurance, and deductibles for each Doctor visit? As you near retirement, one of the most important things to consider is how your medical needs will be handled. In particular, you need to know what Medicare Parts A and B copayments, deductibles, […]

How to Find the Best Medicare Supplement Plans in California For You

When Should I Call a Medicare Insurance Agent

How to Find the Best Medicare Supplement Plans in California: Why you need a California Medigap Plan California is home to some of the most expensive health care options in the country. But, it also has a number of Medigap plans that can help you keep your costs down. Medigap plans are supplemental insurance policies […]

Everything You Need to Know About Medicare and Dental Insurance Coverage in 2023

Medicare Dental Insurance Coverage

Medicare Dental Insurance Coverage: Does Medicare Cover Dental, Learn how to Get Dental Coverage while covered by Medicare Medicare and dental insurance can be confusing topics, especially when it comes to figuring out what kind of coverage you need. In this blog post, we’ll outline everything you need to know about Medicare plans and dental […]

Why You Need a Cancer Policy Before 65: How to Insure Against the Cost of Treatment

Why You Need a Cancer Policy Before 65

Best Health Insurance For Cancer Patients: Medicare Beneficiaries Cancer Insurance Coverage Options, Best Life Insurance Policies, Lump Sum Benefits, and more If you or a loved one has cancer, you may be wondering what the best primary health insurance plan and secondary insurance are for cancer patients. The answer may surprise you. While there are […]

How to Get Medicare for People Under 65: Medicare for People with Disabilities

Medicare for People with Disabilities

How to Get Medicare Coverage for People with Disabilities: Medicare for People Under 65 and have a Disability In the U.S., people can start receiving Medicare benefits at age 65, but what do you do if you’re receiving social security disability benefits due to a disability and under 65? This can be a confusing question […]

Does Medicare Cover Physical Therapy: Medicare and Physical Therapy Explained

Does Medicare Cover Physical Therapy

Does Medicare Cover Physical Therapy For retirees, staying healthy is essential to enjoying vacations and time with their loved ones. But what happens if you start experiencing pain or discomfort? Depending on your situation, Medicare may cover physical therapy. Keep reading to learn more about how Medicare works and whether or not it can help […]

Stage 5 Chronic Kidney Disease: Medicare Options, Treatment, Life Expectancy, and More

Stage 5 Chronic Kidney Disease "CKD"

Stage 5 Chronic Kidney Disease “CKD”: Medicare Options, Treatment, Life Expectancy of End-Stage Renal Disease “ESRD” Are you living with Stage 5 chronic kidney disease? If so, there are a few options for how to handle Medicare. These include the following: To make this decision, it is crucial to understand your treatment options and what […]

Medicare Part B Drug Step Therapy for Medicare Advantage Plans

chemotherapy

Medicare Part B Step Therapy for Medicare Advantage Plans: Step Therapy for Part B Drugs The last thing any Medicare Beneficiary who just got diagnosed with cancer wants to hear is prior authorization requests and step therapy implementation from their provider. Some people call it a “trial-and-error or death therapy” approach to your Medicare Part […]

My Medicare Supplement Premium Increased: What to Do Next with my Medigap Plan?

Medicare Supplement Premium Increased

Medicare Supplement Premium Increased: What to Do If your Medigap Premium Increase If you’ve been happily retired for a while now, enjoying the peace of mind and financial stability that comes with a fixed income, then one day you may wake up to find that your Medicare Supplement insurance monthly premium has increased. Not only […]

Best Cancer Treatment With Medicare: What’s Covered and How to Pay for It

Best Cancer Treatment With Medicare: Best Medigap Plans for Cancer Patients, Medicare Coverage for Cancer Screening, and How to Pay for It It seems like every day I’m hearing a new story about how people are struggling to pay their medical bills. The costs of cancer treatment, especially with Medicare, can seem overwhelming for many […]

50 Affordable Hobbies for Seniors

hobbies for seniors

Fifty Affordable Hobbies and Interests for Men and Women Over 60 in Retirement Retirement is exciting, but it also can be a bit lonely. Some people have hobbies to help fill the void of free time and keep them busy in retirement; others get bored quickly and find themselves sad or depressed with nothing to […]

Does Medicare Cover Cataract Surgery?

Does Medicare Cover Cataract Surgery?

Does Medicare Cover Cataract Surgery: Complete Guide on Cataract Ery Surgery Cost, Medicare Surgery Coverage, and Benefits A cataract is a cloud in your eye that makes it hard to see which according to the American Eye Institute, more than half of all Americans who are age 80 or older are either living with cataracts […]

What is Medigap Insurance: Everything you Must Know About Medicare Supplement Plans

What is Medigap Insurance

Compare Medicare Plans Medicare Supplement Insurance: Answering the Top Questions About What is Medigap Insurance A lot of people are confused about what Medigap insurance is. There’s a good chance you’re one of them. Medigap, also known as Medicare Supplement Insurance, can be used to cover out-of-pocket costs for things like co-pays and deductibles that […]

How to Find the Right Medicare Insurance Broker in Cathedral City

Happy senior mature couple in love outside in nature

Compare Medicare Plans Integrity Now Insurance Broker: Tips for finding the right Medicare insurance broker in Cathedral City Medicare insurance brokers in Cathedral City, CA are an excellent resource for seniors who need help navigating the Medicare system. However, finding one is no easy task because there are so many to choose from there’s not […]

10 Best Places to Retire in Florida for Boomers

Medicare in Florida

10 Top Places to Retire in Florida for Boomers: 10 Best Florida Retirement Communities If you are a Baby Boomer and looking for the perfect Florida retirement community, then look no further. Florida is one of the top 10 states to live in, according to Forbes magazine. More than 20 million people visit each year […]

13 Reasons Why Medicare Advantage Plans Are Bad

13 Reasons Why Medicare Advantage Plans Are Bad

13 Reasons Why Medicare Advantage Plans Are Bad Medicare Advantage plans are not what they seem. If you are a new Medicare beneficiary and want to enroll in Medicare, it is essential to review as many plans as possible. Medicare Advantage plans appear to be a good alternative for seniors and those on Medicare, but […]

Is it Mandatory to Sign Up for Medicare at Age 65?

Is it Mandatory to Sign Up for Medicare at Age 65?

Is it Mandatory to Sign Up for Medicare at Age 65: Let’s Explore Turning 65 Requirements, Social Security Benefits, and what happens if you are still working at Age 65 When you turn 65 and become a new retiree, one of the first things you may think about is whether or not you need to […]

Do Medigap Cover Prescription Drugs?

Does Medigap Cover Drugs? Insurance Coverage for Prescription Drugs

Do Medigap Plans Cover Drugs? Insurance Coverage for Prescription Drugs If you are new to Medicare, it’s no secret that prescription drugs can be expensive. If you’re enrolled in Original Medicare coverage, you may be wondering if supplemental insurance, like Medigap, can help cover the cost of your medications. Keep reading to find out more. […]

Can I be Denied a Medicare Supplement Plan?

Denied a Medicare Supplement

Can I be Denied a Medicare Supplement Plan For Pre-Existing Medical Conditions: Everything You Must Know About Guaranteed Issue Rights for Medicare supplement Insurance Plans Medicare Supplement plans are a great way to get affordable insurance for pre-existing medical conditions. But what happens if you’re denied coverage because of your health history? If you are […]

Does Medicare Cover Acupuncture or Other Alternative Medicine

Medicare covers Acupuncture for chronic pain in lower back

Does Medicare Cover Acupuncture or Other Alternative Medicine like Naturopathic Treatments? Medicare covers some of the treatments that are offered by naturopathic doctors. While Medicare will not cover all these therapies, it is important to be aware of which ones they do cover so you can speak with your doctor about whether or not your […]

The Different Types of Medicare Enrollment Periods

Medicare Enrollment Period

Everything you need to know about Your Medicare Enrollment Period Including Sign up for Medicare Dates, Medicare Initial Enrollment Period, Coverage Costs, Eligibility Details, and Opportunities to Change Coverage If you are new to signing up for Medicare Part A and Part B, you will need a crash course on the different enrollment periods. Our […]

What Medigap Plans Cover: Medicare Supplement Plans

How Much Do Medicare Supplement Plans Cost

What Medigap Plans Cover: Medicare Supplement Insurance Plans If you’re signing up for Medicare it is critical to know what the Medicare plan covers and why you need to consider buying a supplement healthcare plan. Medigap is an insurance plan that covers the gaps left by Original Medicare. It can be used if your needs […]

What is Medigap Insurance? Coverage, Benefits, and Cost

Differences in Medicare Plans

Medigap is a type of supplemental health insurance that helps pay for the cost of many medical expenses not covered by Medicare, such as copayments and deductibles. Medigap plans are available in several different forms and can help with any aspect of your healthcare.

Best Health Insurance for Retirees: Coverage, Cost, and More

Your Spouse's Health Plan

Best Health Insurance for Retirees: Coverage, Cost, and More Retirement is an exciting time. Not only can you do more of what makes you happy, but your life expectancy has also increased dramatically- meaning that a healthy retirement could be much easier to achieve than ever before. But where should individuals turn for their health […]

Does Medicare Cover Orthotics for Plantar Fasciitis?

Does Medicare Cover Orthotics for Plantar Fasciitis?

Does Medicare Cover Orthotics for Plantar Fasciitis? If you suffer from plantar fasciitis, you know how painful and debilitating the condition can be. You may be wondering if Medicare will cover orthotics for plantar fasciitis. The good news is that Medicare does cover orthotics for plantar fasciitis. However, some conditions must be met for Medicare […]

Does Medicare Cover Orthotics?

Does Medicare Cover Orthotics?

Does Medicare Cover Orthotics: Here’s What You Need to Know! If you’re wondering if Medicare will cover orthotics, you’re not alone. Many people are unsure of what exactly Medicare will and won’t cover when it comes to their health care needs. Luckily, we’re here to help clear things up. Orthotics are devices that are used […]

Is The Shingles Shot Covered By Medicare

Shots covered by medicare

Everything You Need to Know About Medicare Part D Plans Covering the Shingles Shot in 2022 Shingles are a serious viral infection that can cause severe pain, itching, and blisters on your skin. The virus that causes shingles, varicella-zoster, is the same virus that causes chickenpox. After you recover from chickenpox, the virus remains inactive […]

Does United Healthcare Cover Travel Vaccines?

Vaccination Recommendations for International Travelers

Does United Healthcare Cover Travel Vaccines?: Here’s What You Need to Know If you’re wondering if your United Healthcare plan will cover travel vaccines, you’re in the right place. In this article, we’ll give you all the information you need to know about United Healthcare and travel vaccines. First, essential to know that United Healthcare […]

Primary Or Secondary Medicare Payer

Primary Or Secondary Payer in Medicare

Primary and Secondary Payers in Medicare As we age, many of us will eventually be faced with the decision of whether or not to enroll in Medicare. For those who are still working, this decision is often complicated by the fact that they may have employer-sponsored health insurance. So, what should you do if you […]

How Do I Enroll in Secondary Insurance Plans for Medicare?

researching secondary insurance

How do I Enroll in Secondary Insurance Plans for Medicare? If you’re enrolled in Original Medicare and would like to add a Medicare Supplement insurance plan, there are a few ways to do it. You can either: – Call a company that offers the plan directly (They can only offer you their plans and rates) […]

Secondary Insurance for Medicare

Secondary Insurance for Medicare

Secondary Insurance for Medicare: Coverage, Benefits, and How it Works It’s no secret that Medicare doesn’t cover everything. There are plenty of out-of-pocket costs that Original Medicare (Part A and Part B) doesn’t cover. That’s where secondary insurance for Medicare comes in. Secondary health insurance for Medicare is a type of insurance that helps cover […]

Do You Automatically Get Medicare With Social Security Disability Benefits?

Disability

Do You Automatically Get Medicare With Social Security Disability Benefits? Many individuals want to know “do you automatically get Medicare with social security benefits”. If you are collecting social security disability benefits and are under the age of 65, you may be wondering how to get Medicare coverage. Don’t worry – we’re here to help! […]

Changing Medicare Supplement Plans

Changing Medicare Supplement Plans

Changing Medicare Supplement Plans (Medigap) If you are one of the millions of Americans who receive Medicare, it’s important to understand that your Medicare coverage options may change each year. The federal government runs the federal Medicare program which provides health insurance to older adults. As your budget may increase or decrease and your health […]

Checklist When Preparing For Medicare

What New To Medicare Recipients Need To Know

A Helpful Checklist When Preparing for Medicare If you are nearing retirement age, it’s important to start preparing for Medicare. This federal government-sponsored health insurance program provides coverage for older adults and people with disabilities. Enrolling in Medicare can be confusing, so it’s helpful to have a checklist of what you need to do before […]

What You Need To Know About Preparing For Medicare

How to switch medicare plans

What You Need To Know About Preparing For Medicare Benefits Preparing for Medicare can feel daunting, but it doesn’t have to be. Here are the basics you need to know to make the process as smooth as possible. First, you’ll want to familiarize yourself with the different parts of Medicare and what each cover. Next, […]

What Is Medigap Plan G And Why Do Older Adults Need It?

What Is Medigap Plan G

What Is Medigap Plan G And Why Do Older Adults Need It? If you’re a Medicare beneficiary, answering both of these questions may be necessary. Medigap Plan G is a supplemental insurance policy that can help cover some of the costs that Original Medicare does not cover. This plan is designed specifically for people aged […]

Anthem Medicare Supplement Plans

Anthem Medicare Supplement Plans

Anthem Medicare Supplement Plans If you’re eligible for Medicare, you’re probably shopping around for the best plan with the lowest monthly premiums to suit your needs. Anthem Blue Cross Blue Shield offers several Medicare Supplement Plans that may be a good fit for you. These plans can help pay some of the costs not covered […]

Medigap Policy

Medicare Insurance Expert

The Many Benefits Of A Medigap Policy For Seniors If you’re an older adult, a Medicare supplement policy, also referred to as a Medigap policy, could provide you with many essential benefits. A Medigap policy can help you pay for costs that Medicare doesn’t cover, such as copays and deductibles. In addition, a Medigap policy […]

What’s the difference Between Medicare and Medicaid?

difference Between Medicare and Medicaid

What’s the difference Between Medicare and Medicaid? Original Medicare and Medicaid coverage are government-sponsored healthcare programs, but there are some crucial differences. Medicare is for people 65 or older, certain younger people with a qualifying disability, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or transplant). At the same time, Medicaid is […]

Do You Get Medicare As Part of Your Disability Benefits?

Disability Benefits

Do You Get Medicare With Disability Benefits? If you receive Social Security disability benefits, you will automatically enroll in Medicare Part A and Part B after two years. Your Medicare insurance coverage will begin 24 months after you qualify for disability benefits. Sometimes, this may be earlier than the date you received your first benefit […]

Medicare Basics

Medicare basics

Millions of older adults rely on Medicare for their health care needs. However, individuals are not aware that Medicare does not cover a number of common health insurance services.  This can be frustrating for those who are not familiar with the program. Here we will outline some of the most common health insurance services that Medicare […]

Are Medicare Advantage Plans Right For You

HMO Plans

What Is Medicare Advantage And What Are The Benefits Of Enrolling In One Plan Over Another Medicare Advantage is a type of health insurance plan offered through Medicare. It is sometimes also called “Part C” of Medicare.  Enrollment in a Part C plan means you will receive your health care coverage through the private health […]

Medicare Supplement Plans

Medicare Supplement Plans

Medicare Supplement Plans If you are looking for the best Medicare supplement plans aka: Medigap Plans, you have come to the right place.  More Medicare beneficiaries have selected Medicare supplement plans over a Medicare advantage plan.  While a Medicare advantage plan can look attractive, many beneficiaries prefer the freedom and flexibility of Medicare supplement plans. […]

Medicare Supplement Agents

Medicare Supplement Agents

Medicare Supplement Agents If a beneficiary is looking for Medicare supplement agents, they have typically done their homework.  They have a bit more understanding of how Medicare works and know all the reasons why they do not want a Medicare advantage plan. It is also possible one of their friends or family members has a […]

Medicare Advantage Agents

Medicare Advantage Agents

Medicare Advantage Agents When looking for a Medicare plan, it is important to use a Medicare advantage agents who specialize in Medicare.  As a consumer finding an insurance agent who specializes in medicare advantage plans can feel like an impossible task. Many insurance agents do not offer or sell Medicare as part of their agency, […]

Picking A Medicare Plan

Things to consider about a Medicare plan

How To Pick A Medicare Plan Selecting a medicare plan may sound simple, but it is not as simple as you may think.  Your Medicare coverage can change from year to year depending on which plan you selected when you were first eligible for Medicare.   If you are like 42% of Americans signed up for […]

Medicare Supplement Cancelled

Medicare Supplement Cancelled

Medicare Supplement Cancelled We recently received a phone call from someone in Maryland, and they stated their dad who lives in California that their Medicare supplement Policy was cancelled.  I asked what happened and she stated their mom stopped paying on the policy after being covered for nearly 30 years, so she could use the […]

Medicare Insurance Brokers

Medicare Insurance Brokers Near Me

Medicare Insurance Brokers Medicare Insurance Brokers is an independent insurance agency that is able to obtain insurance coverage for their Medicare beneficiaries from any Medicare insurance company.  Medicare insurance brokers are not controlled by a Medicare insurance company.  This allows them the freedom to tell their clients which company and plan is the best medicare […]

Best Dental, Hearing, And Vision Plan

Best Dental, Hearing, And Vision Plan

Best Dental, Hearing, And Vision Plan As a certified Medicare Insurance Agent, we are asked on a regular basis, what dental, hearing, and vision plan is best. Until recently, we recommended for most individuals to simply self insure meaning – pay cash.   This is due to one simple fact, most people have good teeth and […]

CHAMPVA FAQ

Champva FAQ

CHAMPVA FAQ Integrity Now Insurance Brokers specializes in everything Medicare.  The owner is also an Air Force veteran who is 100% P&T. He has a family that includes his wife and 4 kids.   Because of this he is always looking for ways to help his fellow veterans, find answers to many of the common and […]

Don’t Obtain A Medicare Plan Without A Medicare Agent

Use a Medicare Agent when pick a plan

Don’t Pick A Medicare Plan Without A Medicare Agent A Medicare Agent, is required to take an annual national certification along with becoming certified to sell each plan offered by the insurance companies. This process will typically take the average Medicare Insurance Agent around 4 weeks to complete each and every year.  These Medicare certifications are important […]

Medicare to Cover at Home Covid-19 Test

Medicare to cover at home covid-19 test kits

Medicare to Cover at Home Covid-19 Test The Biden administration, announced on February 3, 2022 for Medicare beneficiaries to be able to obtain free over-the-counter test in the very near future.   According to the Center or Medicare & Medicaid Services said they believe they should be able to cover at home covid-19 test as soon […]

How to pay your Medicare premium payment online

Pay your Medicare Premium Payment Online

How To Pay Your Medicare Premium Payment Online Paying your Medicare premium payment doesn’t have to cost you a stamp or a trip to the store to buy envelopes.  Today you can now pay your Medicare Part B premium online with a simple click of your mouse. We understand not everyone likes to give our […]

Medicare Part B Premium For 2022 May Be Reduced

Medicare Part B Premium For 2022 May Be Reduced

Medicare Part B Premium For 2022 May Be Reduced After one of the largest Part B insurance premium increase ever, Medicare is now considering reducing the premiums down.  This is in large part the result of Biogen announcing it would slash the price of its expensive, and controversial, new Alzheimer’s treatment, Aduhelm. While a 5.9% […]

Enrolling Into Medicare Part A and Part B – Common Medicare Enrollment Mistake

Common Medicare Enrollment Mistake

Enrolling Into Medicare Part A and Part B – Common Medicare Enrollment Mistake Learn what common Medicare enrollment mistake you can prevent from happening before you sign up for Medicare. We love to share learning experiences that our clients face on a day to day basis, in hopes you will not make the same mistake.  […]

How Do Medicare Insurance Agents Get Paid

How Do Medicare Insurance Agents Paid

How Do Medicare Insurance Agents Get Paid When it comes to obtaining a insurance policy, many people wonder how do Medicare insurance agents get paid. As a Medicare Insurance Broker we represent all of the major and smaller Medicare Insurance Companies.  In working with all of the Medicare Insurance Companies, we are able to find […]

Medicare Advantage Plans cost to taxpayers skyrocketed in recent years

Follow the money related to Medicare Cost

Medicare Advantage Plans cost to taxpayers skyrocketed in recent years! The US government was hoping to save taxpayers money by approving a plan known as Medicare Advantage plans.   By moving Medicare Beneficiaries over to these plans and away from Original Medicare, the government was hoping to see their cost reduced.   However, the complete opposite has […]

Medicare Insurance Agent

Medicare Insurance Agent

Medicare Insurance Agent Using an independent Medicare insurance agent in your area can offer you information on all your Medicare alternatives. Partnering with an agent who is a Medicare expert will not only save you time but can also save you money.  An agent will be familiar with the different insurance companies and how each […]

What is the Difference Between Medicare Advantage Plans vs Medicare Supplements?

Medicare Insurance Long Beach California

What is the Difference Between Medicare Advantage vs Medicare Supplements? When you are new to Medicare, it is important to understand the difference between a Medicare Advantage Plan and a Medicare Supplement plan also known as a Medigap plan.  Picking your Medicare insurance coverage is a critical choice that affects both your health and wellbeing. You […]

Can Medicare be Secondary to my Employers Insurance

Can Medicare be Secondary - US Veteran

Can Medicare be Secondary to my Employers Insurance This is a common question medicare beneficiaries have when covered by an employer plan and Medicare. If you are still working and your are current covered by an employers plan we get asked: Can Medicare be Secondary to my Employers Insurance or will it be primary.   This […]

Best Medicare Insurance Plan for 2021

Best Medicare Plan 2021

Compare Medicare Quotes What are the Best Medicare insurance Plan for 2021 If you are like me you want to know what is the best Medicare insurance plan for 2021 that will meet all of my Medicare needs.  According to CMS which is in charge of Medcare, they state there is no “best plan” as […]

What’s new for Medicare in 2021?

What's New for Medicare in 2021

Are you looking to find out what is new in 2021 for your Medicare Benefits. We cover your 2021 Premium and Deductible cost along with your Medicare value added benefits.

Annual Enrollment Period Medicare Advantage Plans & Part D

Part D - Annual Enrollement

Compare Medicare Quotes Annual Enrollment Period for Medicare Advantage Plans & Part D Prescription Drug Coverage It’s that time of year again in which millions of Americans have received their Medicare Notice of change from their Medicare Advantage Plan and their Part D prescription drug plan.  As Medicare Insurance Agents our phones ring almost constantly […]

Facts I need to know about Medicare Part A & Medicare Part B

Medicare Part A & Part B

Compare Medicare Quotes Everything You Need to Know about Medicare Part A and Part B If you are turning 65, or you are about to lose your insurance through your employers health plan, it is crucial to understand Part A and Part B of Medicare. You could also be turning 65 and will continue to […]

California Medicare Supplement Plan: California Birthday Rule Changes

CA Birthday Rule Medicare Supplement Plans

Compare Medicare Quotes Medigap Policies: California Birthday Rule Change Want to change to a different Medigap Insurance Carrier as your pricing is starting to feel out of control? In the state of California they have a special rule called the Birthday Rule which allows you an opportunity to buy certain Medigap plans without a health […]

Medicare Supplement Plans Rank Best by 9 out of 10 Seniors

Medicare Supplement Plan Long Beach California

Compare Medicare Quotes Hitting a home run is difficult enough but I would call this a Grand Slam that most Medicare Supplement enrollees love their plan.   People can be hard to please and most always have an opinion especially when it comes their health insurance.  Based on this knowledge this next figure can be very […]

Medicare Plan F – Rumor and Facts

Doctor Office

Compare Medicare Quotes Plan F is NOT going away An elephant in the wild can be pretty intimidating if you are looking eye to eye with it.  Many of our medicare clients are worried that their Plan F is going away and will no longer be available anymore.  This concern quickly turns into fear or […]