When it comes to obtaining a insurance policy, many people wonder how do Medicare insurance agents get paid.
As a Medicare Insurance Broker we represent all of the major and smaller Medicare Insurance Companies. In working with all of the Medicare Insurance Companies, we are able to find and place you with the Medicare insurance company that is best suited for you.
Your Medicare Insurance Broker will review all companies and plans within those companies to include their copays, coinsurance, deductibles, max out of pocket cost, and what each plans drug cost will be.
The great news is your Medicare Insurance Broker is paid a commission directly from the Medicare insurance company.
There is no cost difference related to your insurance premiums. If you decide to pick a insurance company on your own or use the services of a Medicare Broker the cost are exactly the same.
This means you pay absolutely nothing to use our services, and you get a Medicare expert on your side.
Yes, our Medicare services are Free to you!
When you use one of our licensed and Medicare certified insurance brokers, you now have someone on your team to help you decide which plan is best for you. We have countless clients who tell us how easy we made the process and tell us they could have never done this on their own.
Let’s take a look at one of our clients that we recently helped. Let’s assume for a moment that these two Medicare Advantage Plans offered similar medical coverages and both plans covered all of their doctors. Now let’s compare drug cost for each of these two plans.
Their list of drugs include the following:
Both of these Medicare Insurance Companies are considered major insurance companies and Plan B is a 5 star rated plan here is Long Beach, CA.
This is based on a real client of ours and as you can see, if they made their decision alone and went with the 5 star plan it would have ended up costing them an extra $55,098.34 for their zero premium Medicare Advantage plan.
Medicare requires Medicare Insurance Brokers to take annual certifications. This includes a national certification that takes about a week to study for. In addition each insurance company has their own set of certifications that are required each year.
As your Medicare Insurance Broker we know which insurance companies to obtain our Medigap policy from. Ever company has different underwriting requirements. We also have direct access to the carriers back office staff to help push your application through correctly.
We take the stress of selecting the right carrier away from you. We have the resources to quickly review all insurance companies and plans to ensure you will have the correct Medicare plan.
No, a Medicare Insurance Agent is not allowed to ask or accept any money from their clients. This is strictly prohibited by CMS rules.
It is easy to see that when you see help from a Medicare insurance broker, you are able to protect yourself from obtaining a plan that could end up costing you thousands of dollars.
No one should try to tackle Medicare alone.
With Integrity Now Insurance Brokers we are here to help you every step of the way.
We are excited to be able to offer you the support you need related to Medicare. Give us a call or fill out our online form and we can reach out to you directly.