Medicare Hope
Get online quote

People spend their lives working hard and saving a little bit on the side for a comfortable retirement. There is nothing quite like finally having the time to kick back, relax, and enjoy your time without worrying about going to work anymore. But even a single unpredicted excessive medical bill can become an inevitable setback that leads to a huge financial strain that is hard to overcome.

Many reports reveal that numerous people in the US aged 65 and above face bankruptcy and medical debt right after going through a health issue situation in their household. On the other hand, youth with disabilities are more than likely to be drowning in medical debt due to exorbitant medical expenses and equipment that they cannot pay for themselves.

This is where the Medicare health insurance program comes in, providing ample health coverage for people on the brink of bankruptcy due to outstanding medical expenses.

Read More
An elderly couple looking at each other.

Medicare Options in Massachusetts

Everyone considering enrolling themselves in Medicare can choose between one of the following options.

Original Medicare

The Original Medicare, also known as the traditional Medicare, includes Medicare Part A and Part B.

Part A covers hospital services, lab tests, in-patient treatments, hospice care, specialized nursing facilities, and other home healthcare options.

Read More

Medicare Advantage

The Medicare Advantage healthcare plan includes Part C, which is paid for by private insurers who are under a contract with Medicare.

This health coverage plan is popular among the people of Massachusetts since it is an all-in-one solution containing both Part A and Part B Medicare benefits. Medicare Advantage pays private companies who offer Medicare a fixed amount every month to cover your medical bills.

These plans also include prescription drug coverage, known as Part D, which has added benefits like dental, hearing vision, and other health and wellness programs.

Health Maintenance Organization (HMO)

The Health Maintenance Organization or the HMO is another popular healthcare option that provides comprehensive coverage through a network of physicians for a monthly or annual fee.

Read More
A stethoscope placed on top of a notebook.
A woman holding a phone sitting with a smiling elderly woman.

Medicare Supplement (Medigap) Plans in Massachusetts

Since the Original Medicare Part A and Part B pay 80% of the total medical expenses, many enrollees search for other options where they don’t have to pay for the rest of the 20% of their hospital expenses.

This is why the people of Massachusetts opt for a supplemental healthcare plan called Medigap.

Medigap is a secondary health insurance policy where Medicare beneficiaries are offered coverage for everything that isn’t covered in the Original Medicare plan. This set of secondary coverage policies is labeled A through N.

Private insurance companies that provide these Medicare policies must agree to the terms and conditions of Medicare and adhere to federal regulations. These plans are governed by every state’s insurance commissioners and laws.

Read More
An assortment of colorful pills in a container.

Which Medicare Plan to Opt for Massachusetts

After all of your life’s hard work, you deserve to receive maximum protection and a convenient and comfortable retirement.

To prevent any unforeseen excessive healthcare expenses, signing up for an insurance plan best suited to your needs and budget is crucial. Here are some factors you should consider when selecting a healthcare plan.

Provider Network

Opting for an out-of-network healthcare provider can be expensive. You can reduce the costs of the premium by choosing any hospital, doctor, or pharmacy that is all in the same network.

Monthly Premium

The monthly premium can have a significant impact on your budget in addition to the Part B deductible. Make sure you sign up for a plan that meets all of your requirements and also covers prescription drugs.

Read More
An elderly man in a knitted scarf hugging an elderly woman.

Medicare Enrolment in Massachusetts

Medicare will automatically register you once you turn 65 or have received at least four Social Security payments. But if not, you can get in touch with your local Social Security Office and apply online.

You can apply for enrolment in Medicare in the following time frames.

Initial Enrolment

This enrolment period starts three months before and ends three months after your 65th birthday. You can initiate your application process during this time, or if you are already enrolled in a healthcare plan, you can use this time to switch or upgrade your plan.

General Enrolment

If you missed the initial enrolment period, you can always apply during the general enrolment period that begins January 1st and ends March 31st. You can sign up for Part A, Part B, Medicare Advantage (Part C), Medigap, and Part D during this time frame.

Read More

Why Choose Medicare Hope Insurance Agents?

Our certified team of Medicare insurance agents at Integrity Now Insurance Brokers is well-versed with the industry’s working, and with our extensive experience, you are in safe hands. We make sure to go the extra mile for our clients and help them find an affordable healthcare plan that meets all of their requirements.

We have assisted countless of our clients in Massachusetts land comprehensive health insurance plans by premium Medicare insurance providers across the nation. Your health and comfort are our priority. With our AHIP-certified insurance agents, you never have to worry about going through the intimidating process of choosing a healthcare plan again.

Book a one-on-one consultation with our Medicare insurance agents by giving us a call, and our representative will help you compare quotes and provide you with every detail you require.

For more information about your Medicare options, go through our blog and find out all the tips and tricks about applying to Medicare.

What Our Client’s Say

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor
incididunt ut labore et dolore magna aliqua.

Keep In Touch

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor
incididunt ut labore et dolore magna aliqua.

Medicare Insurance
Quotes 30 Plus Carriers

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor
incididunt ut labore et dolore magna aliqua.