Medicare Insurance Agent

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Medicare Insurance Agent Torrance California

ntegrity Now Insurance Brokers an independent insurance agency in Torrance, CA has been in the insurance industry for over 20 years.  We have helped thousands of Medicare Beneficiaries access quotes from multiple insurance carriers and obtain their needed Medicare insurance coverage. 

Our Medicare insurance agents are local to Torrance, CA, which means we have access to all of the national and local Medicare plans.

Our independent insurance agency has Medicare certified health insurance agents who have taken and passed their annual AHIP certifications.  This ensures they have the latest knowledge about all of the most recent insurance changes.

This annual certification allows us the ability to help you understand your Medicare benefits you earned.  

No matter if you are new to Medicare and you are about to turning 65 or you are already covered by Medicare our California insurance agency will ensure your family is properly covered.

When looking for a insurance quote, it is important to work with a local California agent who offers great customer service. They can provide important insurance tips offering you and your family the best value and the right coverage.

Our experienced agents can help answer all your questions and help you enroll into the Medicare plan that best meets your health insurance needs. 

Medicare Insurance Agent Torrance California

Working With A Local Medicare Insurance Agency

Do you need help evaluating your current Medicare plan?  That is what we are here for.  Countless people in the south bay area have seeked out our help and services.

Simply, let us know which insurance plan you are currently covered under, and we can review your plan for free and see how it compares with other insurance carriers.

Torrance, CA is centrally located in Los Angeles County which means you have numerous Medicare options to choose from.  If you are wanting to join a Medicare Advantage plan, there are no shortages of options for us to do some comparison shopping.  

While most Medicare advantage plans are HMO plans, we should be able to find a plan that offers the best value and covers most of your doctors and prescription Medications. 

It is important to review all cost associated with the insurance policy you select, to ensure you are receiving the best value.

However, if you are wanting the freedom to choose any doctor and medical facility then you can stay on Original Medicare and purchase a Medicare Supplement plan.  Many of our clients prefer this option as they don’t want to be tied to a network and they want to self-refer themselves to specialist.   

Medigap plans meet the insurance needs and offer great service. No matter where you located in San Pedro or Long Beach, you can be seen throughout the United States without any insurance issues.

Medicare supplement insurance plans can only be obtained from a Medicare insurance agency. We place you with trusted insurance carriers who offer a competitive price and services.

There are a number of insurance companies we have access to and we are here to assist you and providing the needed resources.

As your professional and licensed Medicare Insurance agency, we can help you find a Medicare insurance plan that is best for you and your medical needs.

Medicare Card

Have you enrolled in both Medicare Part A and Medicare Part B?

For a local Medicare Insurance Agent to help you sign up for a Medicare plan, you will need to first make sure you have fully signed up for both Medicare Part A and Medicare Part B.  Once you have received your Red, White, and Blue Medicare insurance card that shows an effective date next to each of these Parts of Medicare we can then help you pick a plan. 

Medicare Advantage Plans

For those who are most interested in a Medicare Advantage plan, we will need for you to provide a list of all your medications and doctors that you are wanting.  Once we have this information, as your Medicare Insurance agent we will begin to search all available Medicare Advantage plan options in and around the local area.

Medicare Supplement Insurance Plans

If you are wanting to stay on Original Medicare and obtain a Medigap plan, we will only need your list of prescription drugs as all doctors that accept Medicare will be included under your plan.  You will also be able to choose from a list of Part D plans and select the one that provides the most coverage based on the prescriptions drugs you currently take.

To get started, either give us a phone call or fill out our contact form and we will begin the process of finding a Medicare insurance plan option based on your individual health insurance needs.  One of our insurance agents is looks forward to making contact with you.

How To Avoid A Part D Late Enrollment Penalty

When you first sign up for Medicare Part A and Medicare Part B, you will also need to sign up for Part D of Medicare.

Part D covers your prescription drugs obtained at a local pharmacy. 

If you do not have creditable coverage from your employer, you will need to purchase Part D coverage.

You can obtain your Part D coverage on a standalone plan, if you are enrolled into Original Medicare.

If you leave Original Medicare and sign up for a Medicare Advantage plan, most will include your Part D coverage within the plan itself.

Medicare beneficiaries are not allowed to enroll into an Advantage plan with a Part D benefit, and sign up for a better standalone plan.

A local agent near Torrance, CA is here to help you enroll into the appropriate plans.  This way we can help you avoid any late penalties in the future.

 

Avoid Part D Late Enrollment Penalty

Get Help From A Medicare Insurance Agency

We know that Medicare is very confusing, and sometime we may not have all of the answers to your questions.  This is largely due to the fact that Medicare is constantly changing from year to year.  

If we don’t have all of the answers and we are experts in this industry, how can you be expected to understand Medicare.

The great news is, we are constantly working through thousands of questions related to Medicare day in and day out.  This means we have a firm grasp on most questions.  

Working with a local agent, will give you the peace of mind you need.  With hundreds of plans to choose from, make sure you are using a local expert who is near south bay.

We are here to help you make an informed decision on what Medicare plan is best for you.  Reach out ot one of our local Medicare insurance agents, and we will help walk you through the process.  

Frequently asked questions

Frequently Asked Questions

How Do I Save Money On Medicare Insurance?

An insurance company may offer a discount if you and your spouse sign up with the same insurance company. The savings can equal 5% on average and provide the best value. When our agency access quotes, make sure the service representative know to include the group insurance carriers discount. If you are looking for insurance tips, this one will save you money.

Who do I contact to obtain a Medicare insurance quote?

The easiest way to obtain a Medicare insurance quote is to contact our California independent insurance agency. We will review your health needs and provide you with a insurance quote with one of our many trusted insurance carriers that provides the needed services.

I live in San Pedro Do you service nearby cities?

Yes, we service the entire state of California and we are also licensed to service the entire United States. Simply pick up the phone and make contact with one of our licensed insurance representatives.

Can I submit an insurance quote request from your website?

Yes, simply complete our Medicare insurance quote request form and an insurance agent will make contact with you asap. During the annual enrollment period response times may be delayed due to the high volume of insurance request.

What are the benefits of working with an independent insurance agency?

An independent insurance agency has the freedom to work with all insurance carriers throughout California. We are not restricted from only offering our customers a single insurance quote from one insurance carrier. This ensures your family obtains the best price and will save money on their Medicare insurance.

I thought Medicare insurance was free?

This is a common misconception with Medicare insurance. While most will obtain their Medicare Part A for free, every other part of Medicare comes at a cost. This is why it’s important to work with a professional Medicare insurance agency to obtain your Medicare services from. We go out of our way to educate our clients so they fully understand their insurance needs.

How do I learn more about Medicare insurance?

You have several options. We have created this website which offers our clients a huge list of resources available to them. Our site is packed full of information for our customers to review. Customers can also make contact with us over the phone and talk with one of our licensed insurance representatives.

If I move from San Diego, CA to San Pedro, CA do I need to change Part D plans?

Part D insurance coverage is based on your current location. If you move from San Diego to San Pedro, CA you are now out of the local area, and you need to start comparison shopping and find a new Part D insurance policy. Due to the move you will have the ability to change Part D plans outside of the normal annual enrollment period.

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